Enhanced Annuities

We could help you pick a good-value pension annuity rate that could give your pension a significant lift.

If you can answer yes to any of the following questions you may be able to obtain a higher income:

• Do you regularly smoke cigarettes?

• Do you take regular medication?

• Have you ever been hospitalised for a medical conditions

If you have answered yes to any of the above questions, we will check if you qualify for special annuity rates.

Estimated up to 40% qualify for enhanced annuities

Examples of some of the conditions that may qualify

• heart conditions

• chronic lung disease

• diabetes

• asthma

• multiple sclerosis

• obesity

• high blood pressure

• Parkinson's Disease

• organ transplants

• cancer

• stroke

• liver disease

• alzheimer's

• kidney disease

• disease of the central nervous system.

6136CGJ
Phone: 0845 68 68 268
Please quote 6136CGJ upon your enquiry.

E-Mail: Colin.Johnson@shifa.uk.net

STIRLING HOUSE
Administration Centre
PO Box 268
Malvern
WR14 9DD

Which Annuity?

Many people choose the conventional lifetime annuity however there are several other options you could pick from. The best annuity rates may have the following options:

* Level annuity - your income will remain unchanged each year irrespective of inflation.

* Increasing annuity - either matched to inflation for the rest of your life or rises by a specific % each year.

* Guaranteed annuity - will continue to pay out for a specified time to a nominated recipient should you die soon after retiring.

* Joint-life annuity A joint life annuity gives your partner some or all of your continuing income if they outlive you.

* Investment-linked annuity If you have a larger pension fund, you may prefer to invest it in the stock market. This means that your annual income could go down as well as up.